Nobody publishes their roll rates.
A lender's delinquency is private until the quarterly report, and by then the collections vendor has been chosen. The public tell comes earlier: the hiring page.
Fresh leads from the live internet · for teams selling to lenders
Find lenders the quarter their loan book outgrows their collections.
Describe the lender you sell to in one sentence. Jesse searches the live internet and returns the ones showing a signal right now: a fast-growing loan book, a collections hiring wave, a BNPL launch, a new lending market. With the source page and the date.
1200+ sales teams use Agent Jesse · no credit card required
› Find me consumer fintech lenders in the US that grew originations in the last two quarters and are hiring collections or recovery roles
Brightpath Credit
Salt Lake City · 210 employees
19 Aug"Originations up 3x year over year" · Series B announcement
4 SepPosted Head of Collections and 4 recovery specialist roles · careers page
Kestrel Pay Later
Austin · BNPL
27 AugLaunched pay-in-4 with two retail partners · press release
3 SepHiring Collections Strategy Manager · LinkedIn
Delinquency is a lagging number. The hiring wave is a leading one.
"Lenders" is not a list.
Banks, credit unions, fintechs, NBFCs, and BNPL players buy collections tooling for different reasons on different calendars. A firmographic export cannot tell them apart by need.
Heads of Collections delete category pitches.
They read the email that names the fact they already know: originations tripled and the recovery team has four open seats.
Signal 1
Find fintech lenders with rapidly growing loan books.
Originations that triple in a year produce delinquencies that triple a few months later. A lender announcing growth in a funding round or an investor update is announcing the collections problem it will have next quarter.
For collections software, recovery-automation and payments vendors, and outsourced collections agencies. Buyer: Head of Collections, VP Credit, or COO.
› Find me 100 fintech companies with rapidly growing loan books that may need better collections infrastructure
Example Fintech Lender
Consumer credit · Series B
LiveThe growth claim, where it was published, and the collections roles posted since
Signal 2
Find companies hiring collections or recovery teams.
Four recovery-specialist roles posted in a month means the queue has outrun the team. That is the moment a lender evaluates automation, an agency partner, or a debt buyer. The job posts are public weeks before any vendor RFP.
For collections agencies, debt buyers, contact-center outsourcers, and collections software. Buyer: the Head of Collections doing the hiring.
› Find me 100 companies hiring collections or recovery teams
Example Collections Hirer
Digital lender · 300 employees
LiveRole titles, how many, how long open, and the careers-page source
Signal 3
Find BNPL and consumer-credit lenders facing rising delinquencies.
A pay-in-4 launch, a new card product, or expansion into a subprime segment carries a delinquency curve with it. Lenders that launched these products in the last two quarters are building collections capacity now, whether or not they have said so.
For collections analytics, digital-first recovery platforms, compliance and licensing counsel, and agencies with consumer-credit experience. Buyer: VP Risk or Head of Collections.
› Find me 100 lenders offering BNPL or consumer credit products that may be dealing with rising delinquencies
Example BNPL Lender
Pay-in-4 · retail partners
LiveThe product launch, the partner named, and risk or collections roles posted since
Signal 4
Find NBFCs and digital lenders expanding into new markets.
An NBFC adding branches or a digital lender entering a second country needs collections that work in the new geography: local agencies, local compliance, local payment rails. The expansion is announced before the first loan in that market is due.
For collections agencies with regional coverage, multi-market collections platforms, and compliance advisors. Buyer: COO or Country Head. Strongest in India and Southeast Asia, where NBFC expansion is public and frequent.
› Find me 100 NBFCs expanding their lending operations
Example NBFC
India · adding states
LiveThe new branches or market, the product lines, and the announcement source
How it works
One sentence in. A short, dated list out.
01
Describe the lender
Lender type, signal, one constraint. "Digital lenders in India that added a new state this year and are hiring collections." That sentence is the whole input.
02
Jesse searches the live web
Every query runs against the internet now, not a regulator registry or a stored list. Each lender comes back with the signal, the source page, and the date. 10 credits a search.
03
Write to the signal
Enrich only the people you will email, 5 credits each. Open with the origination growth or the four open recovery seats. Re-run weekly and work only the new rows.
Worked example
From query to email in one screen.
› Find me US consumer fintech lenders with 100–500 employees that announced origination growth this year and posted collections or recovery roles in the last 60 days
Brightpath Credit
Salt Lake City · 210 employees
19 Aug"Originations up 3x year over year" · Series B announcement
4 SepPosted Head of Collections and 4 recovery specialist roles · careers page
To: VP Credit, Brightpath Credit · Subject: 3x originations, and the four recovery seats
Congrats on the Series B. Tripling originations usually means the 30-day bucket triples about four months later, and four recovery roles posted at once suggests that month has arrived.
We took a comparable Utah lender's early-stage roll rate down while their collections team was still hiring, using digital-first outreach before the accounts reached the dialer.
Worth 15 minutes before the new Head of Collections inherits the queue?
Honest fit
When Jesse is the right tool for finding lenders, and when it isn't.
| Choose | If you | Because |
|---|---|---|
| Jesse | sell collections software, agency services, or debt purchasing on timing: loan-book growth, collections hiring, product launches, new markets | A sentence against the live web gives a short list with a dated reason to write. Free to start; Pro $9/mo. |
| Regulator registries (NMLS, RBI NBFC list, state licensing) | need the complete, authoritative population of licensed lenders in a jurisdiction | Complete reference lists Jesse does not replicate. A registry tells you who is licensed; Jesse tells you who is growing, hiring, or launching this month. |
| ZoomInfo | sell into banks and large credit unions through procurement and need org charts across risk, credit, and operations | Depth in enterprise org charts and procurement-friendly contracts Jesse does not offer today. |
| Apollo.io | run high-volume outbound to Head of Collections and VP Risk titles with a sequencer | Database plus sending at the lowest per-seat cost, from $49/user/mo. Jesse has no sequencer. |
Most vendors selling to lenders run two: a registry for the population, Jesse for the timing. Jesse pricing read 11 Sep 2026; Apollo.io 20 Aug 2026; registries described from public positioning.
Pricing
Search is 10 credits. Email is 5.
$0
1,000 credits, once
≈100 searches, no card
$9/mo
1,000 credits/mo
Alerts, CSV export, lookalikes
$29/mo
8,000 credits/mo
API, MCP, n8n
$100/mo
30,000 credits/mo
Priority support
As of 14 September 2026. Phone enrichment is 30 credits.
Frequently asked questions
How do I get clients for a collection agency?
Find lenders whose volume just outran their team. Origination growth, a collections hiring wave, a new credit product, or a new market each means accounts are about to roll into buckets the lender cannot work alone. In Jesse, one sentence such as "fintech lenders hiring collections roles this quarter" returns those lenders with sources. Open with the hiring, not with your agency's recovery rate.
How do I sell debt collection software to lenders?
Sell to the growth event. Lenders evaluate collections automation when the loan book grows faster than the collections team, which is visible as a funding announcement followed by recovery hiring. In Jesse, "Find me 100 fintech companies with rapidly growing loan books that may need better collections infrastructure" returns those lenders with the growth claim and the roles. Name both in your first line.
How do I find lenders with rising delinquencies?
Delinquency itself is private, so look for its causes and its symptoms. Causes: a BNPL or subprime product launched in the last two quarters, or rapid origination growth. Symptoms: collections and recovery hiring, a new Head of Collections, a collections-agency RFP. Jesse searches for all of these on the live web and returns the lender, the signal, and the date.
How do I find NBFCs that are expanding?
Expansion is announced: new branches, new states, new product lines, and new co-lending partnerships all appear in press releases and regulatory filings. In Jesse, "Find me 100 NBFCs expanding their lending operations" returns those NBFCs with the announcement and the date. A registry such as the RBI list gives you the population; Jesse tells you which of them are moving now.
Which lenders buy collections services first: banks, fintechs, or BNPL?
Fintechs and BNPL lenders buy fastest, because their loan books grow faster than their teams and they lack legacy collections operations. Banks and credit unions buy on longer procurement cycles and often through incumbents. Signal-based outreach works best on the first group; org-chart tools work better on the second.
How do I find fintech companies that recently raised money and are lending?
Search for the round and the loan book together. In Jesse, "consumer lenders that raised a Series A or B this year and posted credit or collections roles" returns the company, the round, and the hiring. The funding announcement often states origination growth directly, which is the number your first line should quote.
Is Jesse a replacement for NMLS or the RBI NBFC list?
No. Regulator registries are the complete, authoritative population of licensed lenders, and Jesse does not replicate them. Jesse finds which lenders are growing, hiring, launching, or expanding this month, with a source and a date. Use the registry to define the market and Jesse to decide who to write to this week.
When do lenders buy collections tooling or agency services?
Within a quarter of the trigger. Origination growth shows up in early-stage delinquency about four months later. A new product launch builds a delinquency curve over two quarters. A collections hiring wave means the decision is being made now. Budget cycles matter less than the roll-rate calendar, which is why the trigger is what you should search for.
Ten lenders that posted collections roles this month. That's the list.
Run one of the six collections prompts, or write your own, on the free plan. 1,000 credits, no card.
Prices read from agentjesse.ai/pricing on 11 September 2026 (page dated 14 September 2026). Result cards on this page are illustrative examples.